Yes. The Free-Starter plan supports up to 8 users, forever, with full access to tasks, projects, basic CRM (500 customers/month), invoicing (30/month with branding), and direct messaging. No credit card required.

What does DeskPanda include?

DeskPanda includes task management, CRM, invoicing, team chat, attendance tracking, leave management, payroll, HR tools, and reports — all in one platform.

How many users can use DeskPanda?

Free-Starter supports up to 8 users. Growth (₹199/user/month) has a 10-user minimum and no maximum. Business (₹379/user/month) has a 15-user minimum and no maximum. Custom-Enterprise supports any team size with custom deployment.

Does DeskPanda have HR and payroll features?

Yes. DeskPanda includes attendance tracking, leave management, payroll processing, and payslip generation. No separate accounting software needed.

Can I generate invoices with DeskPanda?

Yes. DeskPanda has a built-in invoicing module with 8 branded templates, configurable tax rates, PDF export, and client auto-fill from your CRM.

Does DeskPanda replace WhatsApp for team communication?

Yes. DeskPanda includes end-to-end encrypted team chat with group rooms, @mentions, voice messages, file sharing up to 2 GB, and team announcements.

Which financial year does this salary calculator use?

This salary calculator uses FY 2025-26 tax slabs for both the Old and New regime. New regime: ₹0–4L 0%, ₹4–8L 5%, ₹8–12L 10%, ₹12–16L 15%, ₹16–20L 20%, ₹20–24L 25%, above ₹24L 30%, with ₹75,000 standard deduction and rebate u/s 87A up to ₹12L taxable income. Old regime slabs: ₹0–2.5L 0%, ₹2.5–5L 5%, ₹5–10L 20%, above ₹10L 30%, with ₹50,000 standard deduction and rebate u/s 87A up to ₹5L.

How is take-home salary calculated from CTC?

Take-home salary is calculated by splitting CTC into Basic, HRA, Special Allowance and other components, then subtracting employee PF (12% of basic, capped at ₹1,800/mo if basic exceeds ₹15,000), ESI (0.75% of gross if gross is below ₹21,000), Professional Tax (₹200/mo in Maharashtra), and TDS based on the chosen tax regime. The remainder is your monthly net take-home.

Should I choose the Old or New tax regime in FY 2025-26?

For most salaried employees with limited deductions, the New regime is better in FY 2025-26 because of the higher ₹75,000 standard deduction, lower slab rates, and the rebate u/s 87A up to ₹12L taxable income (effectively zero tax up to ₹12.75L gross). The Old regime is usually better only if you claim significant 80C, 80D, HRA exemption, home loan interest, and NPS deductions adding up to more than the New regime savings — this calculator shows a side-by-side comparison.

Is the EPF contribution mandatory and how much is deducted?

EPF contribution is mandatory for employees in companies with 20 or more workers if basic salary is up to ₹15,000/month, and many employers extend it above that. Employee EPF is 12% of basic salary; if basic exceeds ₹15,000, employers may cap the contribution at ₹1,800/month (12% of ₹15,000) — this calculator gives you a toggle for that.

When does Professional Tax apply?

Professional Tax applies in states like Maharashtra, Karnataka, West Bengal, Tamil Nadu, Andhra Pradesh, Telangana and Gujarat. The default in this calculator is ₹200/month (Maharashtra). It is not deducted in Delhi, UP, Haryana or Punjab.

Is this calculator a substitute for advice from a CA?

No, this calculator is indicative only and uses standard FY 2025-26 rates — confirm with your CA or tax advisor before financial decisions. It does not cover joining bonuses, RSUs/ESOPs, capital gains, freelance income, deductions outside 80C/80D/80CCD(1B), or state-specific PT slabs other than ₹200/month default.

Which financial year does this salary calculator use?

This salary calculator uses FY 2025-26 tax slabs for both the Old and New regime. New regime: ₹0–4L 0%, ₹4–8L 5%, ₹8–12L 10%, ₹12–16L 15%, ₹16–20L 20%, ₹20–24L 25%, above ₹24L 30%, with ₹75,000 standard deduction and rebate u/s 87A up to ₹12L taxable income. Old regime slabs: ₹0–2.5L 0%, ₹2.5–5L 5%, ₹5–10L 20%, above ₹10L 30%, with ₹50,000 standard deduction and rebate u/s 87A up to ₹5L.

How is take-home salary calculated from CTC?

Take-home salary is calculated by splitting CTC into Basic, HRA, Special Allowance and other components, then subtracting employee PF (12% of basic, capped at ₹1,800/mo if basic exceeds ₹15,000), ESI (0.75% of gross if gross is below ₹21,000), Professional Tax (₹200/mo in Maharashtra), and TDS based on the chosen tax regime. The remainder is your monthly net take-home.

Should I choose the Old or New tax regime in FY 2025-26?

For most salaried employees with limited deductions, the New regime is better in FY 2025-26 because of the higher ₹75,000 standard deduction, lower slab rates, and the rebate u/s 87A up to ₹12L taxable income (effectively zero tax up to ₹12.75L gross). The Old regime is usually better only if you claim significant 80C, 80D, HRA exemption, home loan interest, and NPS deductions adding up to more than the New regime savings — this calculator shows a side-by-side comparison.

Is the EPF contribution mandatory and how much is deducted?

EPF contribution is mandatory for employees in companies with 20 or more workers if basic salary is up to ₹15,000/month, and many employers extend it above that. Employee EPF is 12% of basic salary; if basic exceeds ₹15,000, employers may cap the contribution at ₹1,800/month (12% of ₹15,000) — this calculator gives you a toggle for that.

When does Professional Tax apply?

Professional Tax applies in states like Maharashtra, Karnataka, West Bengal, Tamil Nadu, Andhra Pradesh, Telangana and Gujarat. The default in this calculator is ₹200/month (Maharashtra). It is not deducted in Delhi, UP, Haryana or Punjab.

Is this calculator a substitute for advice from a CA?

No, this calculator is indicative only and uses standard FY 2025-26 rates — confirm with your CA or tax advisor before financial decisions. It does not cover joining bonuses, RSUs/ESOPs, capital gains, freelance income, deductions outside 80C/80D/80CCD(1B), or state-specific PT slabs other than ₹200/month default.

Indian Salary Calculator FY 2025-26

Live monthly take-home from your CTC. Old vs New regime side by side. Indicative only — confirm with your CA. FY 2025-26 rates.

Your inputs

Annual CTC (₹)

Basic (% of CTC)

HRA (% of basic)

Other allowances (₹/yr, optional)

PF cap at ₹1,800/mo

Apply when basic exceeds ₹15,000/mo

Professional Tax (₹/month, state-dependent)

Your monthly take-home (New regime)

₹98,000

₹11,76,000 per year

Regime comparison (annual tax)

Old regime

₹96,408

New regime

₹0

Save ₹96,408 with the New regime.

Monthly breakdown

Basic₹40,000

HRA₹20,000

Special allowance₹40,000

Gross (monthly)₹1,00,000

Employee PF₹1,800 −

Professional Tax₹200 −

TDS₹0

Net take-home₹98,000

Want this built into your team workspace?

DeskPanda Business runs full payroll: auto deductions, OT, bonus, incentives, unlimited custom payslip templates — for teams from 15 users.

See DeskPanda pricing

Indicative only — confirm with your CA. FY 2025-26 rates. Made with DeskPanda.

Salary calculator questions, answered

Everything you need to understand your CTC vs take-home.